I finally got my car fixed ...

to the tune of $812. OUCH

PLUS, $75 to get the darn piece of junk towed.

UGH.

Needless to say, I didn't have all of that money in an emergency fund, but I am very lucky to have parents who had money I could borrow. My mom said something along the lines of "It seems silly to put this much in repairs for such a crappy car."

I couldn't agree more.

However, I now have a car again. No more borrowing cars, or having to get rides. YAY! I am going to be updating my side bar with all of my debts and such ... and really really working on paying them down. I think I am going to be changing my $20 Challenge a bit, to be able to save up for school. That is something I am still considering ... of course.

Sigh ... I think next month is going to be better. At least I hope so ... I need some good news!

So, I know I want to go back to college. I just don't know if I can afford it. At least not this year. My goal was to start classes in August ... but ... I also want to get out of debt.

Would you:

Go to at least one class (around $300 out of pocket) just to at least get started on the degree? (It's a community school, and I wouldn't get a loan for this money, just pay it out of pocket wiht money saved over the summer.

Or ...

Go back full time to school this August, and put the debt repayment plan on hold? Possibly meaning taking out a private loan if I can't get my current loans straight with the DOE?

Or ... Go to school full time in Jan, and spend the next 6+ months on a rapid debt repayment plan ... Paying off the loans from the last (failed) attempt at school ($3000), the car (1000), the credit cards (3000), and possibly the personal loan from my parents (5000). I'd also like to aim to get about $2000 saved during this time.

So, what would you do? There is the possibilty of going to take one class this August, and still being able to tackle the debt and do some massive savings as well. I think I am just scared of getting in over my head. And also terrified of not doing well in college this time around ... but I think that's normal.