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Back ... again

August 26th, 2010 at 06:45 am

Well, I think I can make a comeback to my blog ... finally. I took a leap and got the internet again after we moved ... I forgot how much I loved being able to talk to you all and really work at keeping my budget in check. I honestly think it's easier to pretend to be oblivious if I'm not able to check my account balances three times a day ... I mean, if I can't see where my money is going ... it's going to just be sitting there ... waiting for me, right?! Yeah, not so much. I've been such a spend thrift as of late, that it's scary.

So, after going nearly two years, I'm glad to say we did it. We were able to survive without a constant barage of internet and tv in our home ... but man, am I glad to be back. LOL. My daughter didn't even remember a time when we have cable tv in our house ... and she completely doesn't remember having the internet because she was barely old enough to use the computer when I got rid of it. This has been a blast for her ... and it's nice to play some of her games with her ... something she was only able to do at my parents house.

This week has been crazy, starting off that Juliette started Kindergarten on Tuesday! WOW ... it is seriously the best time of our life! I wasn't prepared for how easily she would jump right into this new place ... her teacher is amazing with her ... and I love that she is already working with her in her own special ways. Juliette is a very smart child, but can be a bit of a handful, and I am a bit worried about how hard it will be for her to sit in a class with 17 other kids and not be the center of attention. Her preschool teacher let her work at her own pace, Juliette is a bit of a perfectionist ... and in the two days school has been in session, Juliette has already brought home things she hasn't finished ... She wants everything to be "perfect" and is very concerned with the patterns that her drawings make. Needless to say, I see the next thirteen years ahead of me, and they are going to be long and trying.

It really is good to be back!

Goal for the month

March 4th, 2010 at 08:56 pm

We are four days in, and my goal for the month is to cook at home each day. It seems so obvious, but is much harder to do for us.

So far, I have stuck to it. Even today, when I picked up a double I wasn't planning on, I went home and ate ... instead of spending around $15, eating at work and tipping my friends. YAY!

The only time I am going to let us off the hook is to eat at Chick-fil-a for Juliette. It's her "thing" she earns .. and I let her do it once a month.

I'd also like to really cut down on my personal spending. My goal is for $100 this month, and so far, I've only spent $7.

Let's see how this month goes!

Goals and all that junk ...

January 12th, 2010 at 07:55 pm

I've been really busy the past couple of weeks, so I haven't posted my new goals. I have a lot of things I am working on this year ... and I know it's going to be a great year.

Things I am working on this year include:
1. Working on/organizing the house. Getting everything I want to do to the house in writing, and start planning. I am going to have a home binder for this.

2. Lose 50lbs *down three so far!*

3. Stay out of the stores. I have a shopping problem ... seriously.

4. I want to get all of the house bills in my name. Right now, all our in my parents name. I think this will be the best step in getting the house in my name as well.

I am going to post the rest of my goals ... sometime. UGH! I really need to give in and get the internet at home. I feel ... lost.

F-f-f-freezing!

December 27th, 2009 at 03:23 pm

I know Florida has NOTHING on the rest of the US ... but seriously, I am cold. I've been cold for weeks, other than a short warm up last week. I've been having to crank up the heat every night ... which is sad. It's really not THAT cold.

However, this week it got in the 70's, and I never remembered to turn my air back on. It felt great in the house, I only noticed yesterday because I couldn't figure out why the house felt so stuffy.

I am soooo glad I don't live up north ..while this is gearing up to be one of the coldest winters in awhile, it could be a LOT worse.

Stay warm

When the gift doesn't come in ...

December 23rd, 2009 at 06:49 pm

I ordered something off of ebay to turn my mom's old ds into a black one. What my daughter asked Santa for. I spent $25 for the new case ... on December 7th.

It hasn't come in yet.

So, this morning, I ended up at Target buying a full price DS. $129.99 plus tax. The "deal" this week was a $10 giftcard for Target with purchase, which I used to buy the game she asked Santa for. LOL, it wasn't something I'd even considered.

So ... $150 later, and I am DONE. I really wish that other one would have come in ... it's either a refund (if it never makes it ...) or selling it on ebay.

Christmas spending

December 15th, 2009 at 08:58 pm

I am almost done Christmas shopping ... thank goodness! I am so done, I don't even want to think about going to the stores.

I spent the morning looking for an outfit to wear to my interview. Whew ... I was exhausted before I even started. I found three shirts for under thirty dollars, and then spent $20 on a necklace and earrings. I have nothing "fancy" anymore ... thanks to a very bad roommate episode. Yeah, I don't even want to think about it. The problem was, while I completely enjoy spending money on clothes, the whole time all I could think about was Christmas coming up.

The only people I have left to buy for our my parents (the two hardest people to buy for in my family) and my brother. I usually have my mom's gifts months before Christmas, but so far, I have found nothing. I have no idea what to buy my brother, and honestly don't care. Isn't that horrible. He's not working right now, so I know he's not getting my anything, which is fine ... but I feel like I have to get him something. I just don't have a clue as to what.

I bought the stuff tonight to make chocolate covered pretzels. I am going to make them for the teachers at Juliette's school and for our neighbors. I know the neighbor next door I will possibly buy a small giftcard to Dunkin Donuts or something, and I should buy the neighbor acorss the street something ... again no idea what. My next door neighbors are AMAZING ... the husband has mowed my grass a few times this year, including edging. I mean, that's just amazing. They have a son who is a few years younger than my sister, so I will buy him something as well ... as well as the little kid from down the street. His mom is also a single mom, but she seems to have a harder time than I do. My friend thought it was weird that I am buying things for neighbors, but ... I've lived here pratically my whole life, so it just seems ... natural.

As long as the plan works for the great DS switch of 2009, I should spend about $75 on whatever Christmas shopping I have left. My little one asked for iCarly for the DS from Santa ... and I have no idea if I am getting it for her ... I SHOULD since she only asked for the DS and that one game ... but it's $30 and I don't know if it's over her head.

Then ... it's on to the birthday party ... she'll be FIVE in a couple of weeks!

Hopeful

December 10th, 2009 at 09:03 pm

I went to a pre-employment screening for a job last week .. and I was the youngest person in the room. I came home, not feeling very hopeful at all.

Yesterday I got a call back for an interview!

I am thrilled, though trying not to get to excited. But, it's a "real job" .. steady hours and pay .. my mom wouldn't have to watch Juliette on the weekends anymore ... please oh please! I'd get to wear my pretty shoes again!

I've done really well not spending money this week ... I've spent some, but not much. I have a few ideas of goals for next year ... and have been eating from home nearly everyday ... it's been a great week. I just hope next week is as good.

No spend ... week?

December 4th, 2009 at 09:35 pm

Ok, I am going to put myself out on a line. Starting today (Saturday) no spending this week (other than regualr bills, gas ... and possibly Juliette's BIG Santa present, but more on that later)

I don't know if I can do this. I am a spender. I LOVE to spend money, and it's money I can't afford to spend.

About Juliette's present. All she wants is a Nintendo DS for Christmas. I was looking at buying one used, however my mom might give me hers to give to Juliette. If my mom does decide to give Juliette the DS, all I have to buy is a new case for it. It runs about $25 on ebay. SO, instead of paying $130 for a brand new DS, I could potentially be getting one for $25 (plus shipping). YAY! I just need to have my mom make up her mind, because if she decides to not do this ... I need to find the child her present, and yesterday at that.

So far, I have prepped a weeks worth of breakfast stuff for me, and made two weeks worth of meals. I think I can do this!

Letting people down .. not so easily

December 1st, 2009 at 10:14 pm

My work "friends" keep having parties. On days I work. And, they are upset that I won't request the day off or give up a shit to attend.

Seriously?!

Juliette's birthday is 1/2 .. which is a Saturday this year. I am considering not taking it off because of it being right after the Christmas holiday, when I am already going to be missing work (since work will be closed, no paid vacation days) and then two weeks after we're having her birthday party on a Saturday. I just can't afford to miss that many Saturdays in a row ... since usually they are good money days.

One of my friends had a baby shower a couple of Saturdays ago. I told her I would be there if I had the day off ... I didn't. She was upset, and I can understand that. Well, her boyfriends birthday is next week and they are having a huge party for him at Gameworks. However, it's on a Tuesday night. Tuesdays I always work, so I would miss work, have to pay for a baby sitter, and pay to go out ... sorry, no go.

Am I being mean?

When she handed me the invite she actually said "I don't know why I'm giving you this, it's not like you'll come."

Sorry, I'm having a hard enough time making my budget right now ...are you serious?

Another friend was throwing a birthday dinner for our friend at her house. She told me she wanted me to bring my daughter, and the night was a blast. I know I'm not old ... but I feel like it when they give me a hard time about not doing these things with them. One coworker was throwing a Halloween party, on Halloween night, and couldn't understand why I wouldn't go ... I'm serious. It just drives me nuts.

SOOO ... hopefully a new job will come along soon, with new people I can disappoint.

December Challenges

November 27th, 2009 at 10:04 pm

I am going to jump in and start December already ... my budget starts over on the weekends, so "technically" I am in December now. Good news, I get three paychecks in December ... bad news ... they are already spoken for as Chrismas/birthday gifts for the little one.

My challenges for the month:

[ ] Have 15 no spend days
[ ] Keep misc. spending under $300
[ ] Cook at home, every day.

I don't know if these are possible, but I am all about pushing my limits. The $300 spending limit does not include regular household bills, gas or Christmas money. It does include buying a magazine or a book to read while waiting in my sisters car pool line, or going to see New Moon ... again.

The cooking at home thing has been a challenge ... mainly during the day when I don't feel like cooking just for myself while my daughter is in school ... but this is something I am going to curb ...

Starting over again

November 27th, 2009 at 05:37 pm

So ... I don't really know if I can say a lot has changed during the past 8 months. I have been trying to be "better" with my spending, but I have learned this is always going to be a problem of mine. I am was born a spender, and finding a way to curb it is harder than I could have ever known.

I have been working at my "new" job for 8 months now .. and can I say I hate it? I feel bad for feeling this way, I know I am thankful to have a job ..I was out of work for four months, and it was the longest four months of my life ... but I really dislike my job. I have been actively searching for a new job for the past couple of weeks and had a "pre-employment screening" last week ... and I have another one this week. I am happy for this .... but trying not to get my hopes up. I think I would like my serving job more if I was, I don't know, making enough money .. but with the way the economy is ... well, ha. I know I am completely stressed out because of the money thing, so it's something I am trying to work on. Other than putting myself out there, and picking up as many shifts as possible ... there isn't anything I can do about this income issue. Stressing myself out over this is just going to get me an ulcer ...

I guess one of the best things to come out of the past year was cancelling our cable account. This wasn't something I would have done on my own ... it was a crutch. However, we've been without it for a year, and I don't miss it. LIE ... I miss my DVR like crazy ... lol ... but it's not something to pay $100+ a month for. I think I am going to "give in" and get the internet when I get a new job ... if it's in the budget. Using the computer only while at my mom and dad's is starting to be a PITA.

WOW ... finally!

November 26th, 2009 at 06:06 pm

I have felt lost since April when my computer stopped letting me log in ... but now it's working again ... hmm.

I have so much to update .. and so little time. I'm just happy to have a place to get it all out there again.

Hope all our doing well!

I miss the internet

April 9th, 2009 at 05:00 pm

Of all the things I cut back on when I was unemployed, I really miss the internet the most. Which is strange, because I thought I would miss being about to watch anything I wanted on tv at anytime more ... but nope, I don't miss it at all.

And ... I am trying to figure out how much longer I want to do without the internet. I'm still not making stable money at the new job, and I won't for at least another three weeks. Then, there is the fact that because of my unemployed stint, I have no savings ... and that is not a place I want to be.

So, would it be silly to try to make the goal of "No internet for a year"? Could I do it? Do I really want to? I don't want to, let's be honest ... but if it means I'll be getting $30/month closer to getting out of debt, I think this is a challenge I am willing to make for myself.

So .. two new challenges ...
1. No internet for a year (April 2010)
2. No new clothes (except work and undergarments) for BOTH Juliette and I ...

I don't know which one is scarier ... lol