I worked out a potential budget this evening on Quicken. It's not for sure, it doesn't hold my student loans or the fact that I have to call about paying back my credit cards, but it was what I had on me just then.
With the ammount of money I've been paying in overdraft fees, and I think I was short changing the overdrafts, honestly ... I'll be paying the bank nearly [$2000]. Are you kidding me?!!?!? Guess what ... I don't want to line someone else's pocket.
So, and this is just a tentative idea, I think I am going to start paying for my bills with money orders ... at least for the next couple of months. The only ones I have to do this with are my insurance and my car payments. Her daycare I can pay for with cash. Hopefully, this will stop the overdrafting of my account.
I went to walmart tonight ... I meant to buy windshield wipers, and forgot to even look. I got Julie's pillow for school, and picked up the ingredients for broccoli casserole for Monday. This way, I can have two no spend days this weekend ... hopefully.
So, I got $30 in gas and the above mentioned, and spent $43. Woot! My limit was $50. If I had remembered to look at the wipers, I would have gone over.
Going through Julie's clothes, I found another huge tub that are too small. I'm going to piece together the outfits, and take them to the consignment shop early this week.
All in all, a good day. I've got to get back to work before I loose my drive, but I'm happy to say I accomplished something today.
Finally did a budget.
September 23rd, 2006 at 03:47 am
September 23rd, 2006 at 04:45 am 1158986704
September 23rd, 2006 at 05:58 am 1158991090
I can remember my son coming in before school and telling me his jeans were too short. I honestly thought he had to be growing overnight!
September 23rd, 2006 at 03:59 pm 1159027184
Money orders can be quite effective until you get yourself lined out mentally on how this is supposed to work!! Good for you for making a decision and a plan!